Month: February 2018
Want to rent a holiday home, but don’t want to get scammed or waste money on the house that you THOUGHT was your best choice, only to find out that you made a big mistake? Or are you interested in getting cheap holiday homes or even package deals!
Below are some solid tips you can use to find and rent your vacation home without any hassles or problems, and even save money.
Know what your getting
When you look for short-term vacation rentals, everything should be included. Always double-check for hidden charges on the invoice. Do you have Wi-Fi or internet? Is it basic or premium? Does the price involve the whole months cost? Maybe the internet is free up to the first 5 Gigabyte.
What if you have to leave early? will you get a partial refund? They might tell you that everything is included, but check the invoices just to make sure, because it might be up to some amount.
Knowing the manager
Knowing the manager of the holiday house is very important. Your contract should say they’re exact contact information for when you need help. What if your washing machine breaks, or the hot water won’t work anymore and you need to stay another 3 weeks on holiday.
Try keeping the contact information in and out the holiday home, so you can always get in touch. If you can get a second person to contact, do it! Make sure you have at least the telephone and e-mail of the owner.
Family and Pet friendly
If you are with a pet, look for pet friendly vacation rentals! Imagine traveling all the way to your holiday home just to find out that pets are not allowed in the house. Some people don’t like it when the previous guests had a pet (hygiene).
Or if you have 3 kids and the guest-room only has a king-sized bed, this could be a big problem. Make sure you see enough pictures of the house, to make sure. Check the location, is it safe for the kids? Is it close to local activities?
Booking early
Book early to make sure that everything will be as promised. Certain times in the year, villa rentals are very busy due to holiday seasons, so try to book early. You can look for holiday homes with the availability slightly out of season time, to get better deals.
Don’t be shy and contacts the owner/manager of the property, most of these villa renters have package deals. They might be able to offer a rental car, cheap flights, attraction tickets, and more. Just ask and see for yourself. Now you have the tips needed to rent a holiday home that fits your needs. But… this final tip is the most important one. Especially if you’re from out of the country, and don’t want to get scammed, conned or your money taken…
Learn to rent holiday homes safe and smart.
During the holiday season many families will turn to credit cards to finance Christmas expenses. This makes it less stressful to make ends meet, especially during the holidays. Sometimes we don’t even realize how much damage is done until the credit card bills start to arrive in January.
Credit cards are very convenient but have their pitfalls. Credit cards bear very high interest rates, often more than 20% interest and in the case of department store cards up to 30%. Interest is calculated monthly so if you get caught up in a pattern of only making minimum monthly payments, they can take years to pay off. Credit cards that have balances more than 75% of their limits will damage your credit rating/credit score.
The last thing you want to do is go into the next holiday season with credit cards that have balances from the spending you did the past holiday season. The best thing to do if you have accumulated balances on credit cards from holiday spending is to consolidate maxed out credit cards using your home.
There are many reasons why it is a great idea to consolidate maxed out credit cards using your home. Here are just a few:
1.Using your home to consolidate maxed out credit cards will enable you to start the New Year on a fresh foot and with a single monthly payment.
2.Using your home to consolidate maxed out credit cards will increase cash flow because a home equity loan or line of credit will bear a much lesser payment than what you are paying to your credit cards on a monthly basis.
3.Using your home to consolidate maxed out credit cards will reduce the overall interest that you are paying to loans and credit cards. Home equity loan and home equity line of credit interest rates are much less than what you are paying to your individual credit cards.
4.Using your home to consolidate debt will improve your credit because all of your credit card balances will be reduced to zero and the less debt reporting to your credit report, the higher your credit score will be. Also, as we mentioned when credit card balances exceed 75% of your limits, it reduces your credit score and will trigger a message to appear on your credit report that indicates that your credit card balances are too high in proportion to your credit limits.
It is important that if you consolidate your maxed out credit cards using your home equity that you don’t continue to use your credit cards. Put them away and only use a single card and make sure to use the card in denominations that you can afford to pay off in full each month. This will ensure that you don’t find yourself in the future with a new payment on a consolidation loan and paying credit card balances.
Start your New Year off with your finances in order and without the stress of having to pay a windfall of credit bills.
When the winter winds start knocking at your door, it can be challenging to keep your children occupied. The holiday season is a busy time with shopping, decorating, baking and preparing to entertain. There may not always be time for you to sit and enjoy the season, but if you use your creativity you can create valuable holiday memories with your children that will last a lifetime.
Craft supplies offer the perfect opportunity for you to do some holiday multi-tasking. By engaging in holiday crafts with your children, you can spend quality time together while also knocking some important holiday tasks off your to-do list. More importantly, by making homemade cards, gift tags and ornaments, you can save money for more important things.
Holiday Cards
Holiday greeting cards are a staple around every major holiday. Sending warm wishes to the important people in your life is a nice sentiment, but cards, stamps, address labels and finding spare time to fill them out can be nuisance. However, if you turn your greeting cards into a holiday craft project, you can get your kids involved and make the process much more enjoyable.
Craft Supplies:
Cardstock
Embellishments
Glue
Scissors
MarkersHoliday Gift Tags
When giving out your Valentines Day, Christmas or Hanukkah gifts, homemade gift tags can make your presents a little more special. With just a few craft supplies you can create ornamental tags that are ideal for any holiday. Use photographs of your children or let them draw holiday pictures for an even more personalized look.
Craft Supplies:
Cardstock
Ribbon
Embellishments
Glue
Scissors
Photographs
MarkersHoliday Ornaments
When you think of holiday ornaments, you probably think of a Christmas tree. However, you can use ornaments to decorate your home for any holiday. Use green clovers for St. Patricks Day or Fireworks for the Fourth of July. Use any craft supplies you have in your home to create decorations for every holiday that are inexpensive and personal.
Craft Supplies:
Photographs
Popsicle sticks
Close pins
Glue
ScissorsFor even more holiday craft ideas, visit your local craft supplies store and browse the aisles for inspiration!
With trick-or-treating in the bag, people are starting to gear up for the busy holiday season that’s just around the corner. Buying gifts, attending holiday parties and finding that perfect holiday dress are all on the agenda. And while this time of year can be stressful, attending holiday parties and feeling fantastic in your dressy clothes shouldn’t be.
To ensure that you look your absolute best in your holiday party dress, it’s imperative to choose the perfect bra to wear underneath. Unsightly bra straps, exposed bras that aren’t pretty enough to be shown, strapless bras that fall down, or worst of all – going without any bra at all — are a few of the pitfalls to avoid when choosing lingerie to pair with your dress.
Knowing what lingerie to wear underneath a party dress is a perplexing complication in the shopping process for many women. In fact, some women turn down an otherwise fabulous dress simply because they don’t know what bra to wear with it. But rest assured, finding a great bra doesn’t have to be difficult. The following guidelines will lead you in the right direction toward finding the ideal bra this holiday season.
Straps
If you have a strapless dress, the most obvious and safe choice is a strapless bra. Many convertible bras have removable straps, so you may have one in your lingerie collection already that will work.
Bras that have decorative straps with embroidery or lace can look very pretty showing underneath a strapless dress or under the straps of a dress. The important thing here is to stay with the same color family of your dress. In other words, a black lace bra strap showing underneath a black cocktail dress looks sophisticated – a fuchsia bra strap does not. Likewise, consider the style you are conveying with your ensemble as well as the event you’re attending. If the event is an office party and your overall look is classic and sophisticated, revealing your bra straps may not be the best choice.
Padding
The amount of padding to choose is mainly a question of personal preference. Some women like to feel more natural and opt for a lightly padded bra such as a bralette or other bra with minimal padding. If you are a woman with a petite bust, there are many options available in the Petite Lingerie market that will enhance what you have and make fitting into a holiday dress easier. For point of reference, Petite Lingerie is made specifically for women with AA bra cup sizes, A bra cup sizes or B bra cup sizes.
If you have a petite bra cup size and prefer a bra with more padding for your holiday dress, look for a push-up bra that has padded inserts or “bumps” that push breast tissue up and in, therefore creating maximum cleavage. No matter how padded your push-up bra is, make sure it is comfortable and fits you properly in the cups and band.
Color
When choosing a bra for your holiday dress, it is important to coordinate the bra color with that of your dress. For example, a black bra is likely to show through a lighter color dress. Contrary to popular belief, a nude bra is the best option to wear under anything white, rather than a white bra. The closer the shade of nude is to your skin, the more the bra will disappear under your clothing.